Installment and Revolving Accounts

Go out and build your credit they say, don’t just go out there blindly and do it. If you hire a credit repair company they should tell you EXACTLY how to build your credit file.

Too many times i hear how clients were just told to “go get some credit” with no direction. That’s sad, you as a customer are paying for specific knowledge to help you achieve a certain goal.

Learn how all good credit is not created equal….

Credit controls our lives, But people do not know how important credit really is until you need it TODAY and then it’s too late.

Majority of Credit Repair companies out there you speak to are sales commission only sales people. So they typically tell you what you want to hear to get your money.

While there is nothing you cannot do that a credit repair company can do REMEMBER… there is a difference between disputing and getting results.

Having a credit company who understands the underwriting criteria of future lenders and how they look at you is more important than you can possibly realize.

Bad credit, credit repair, repair credit, How to repair credit, fix credit, credit fix, how to fix credit…. No matter how you say it you don’t realize how important credit is until you need something today and then it’s too late.

Credit Card Responsibility

A credit score is a 3 digit number that tells lenders how you pay your bills. Think all good credit is created equal? Think again, Many people do not want to use credit cards but unless your rich and wealthy you will need your credit sooner than you may realize. The “cash only” lifestyle doesn’t work typically for a house or car. have you credit ready for when and if you need it.

Having a credit company who understands the underwriting criteria of future lenders and how they look at you is more important than you can possibly realize.

Bad credit, credit repair, repair credit, How to repair credit, fix credit, credit fix, how to fix credit…. No matter how you say it you don’t realize how important credit is until you need something today and then it’s too late.

Divorce and Credit = Bad Credit

Ever have a bank/collection agency tell you they don’t care what your divorce decree says and that you still owe the money?

We all know the devastating effects of divorce, whether its concerning the family, kids or just your finances. It can damage you for years down the road and not just 7 years, what if i told you that it could damage your credit for 5-20 years!!!

Think that’s crazy? It is but i have been in this credit industry analyzing credit and helping put credit files in a position for lenders to approve them for over 8 years and have reviewed over 11,000 of them. If i can’t help you then i’m afraid no one can.

Bad credit, credit repair, repair credit, How to repair credit, fix credit, credit fix, how to fix credit…. No matter how you say it you don’t realize how important credit is until you need something today and then it’s too late.

Wayne the Credit Guy lectures the realtors at Ebby Halliday in Dallas, Texas on the real world of credit.

As a true and credible credit “expert,” Sanford teaches his clients to seek the truth in all areas of their financial dealings. Sanford’s understanding of credit laws, how they function and the ways in which they are interpreted by credit bureaus, creditors and collection agencies is key to his success. Sanford offers “real world” advice to lay out the best course of action to achieve your financial goals.

Contact Wayne The Credit Guy today for your speaking engagement!

What affects your credit score? Bad information of course!

What affects your credit score? Bad information of course! But what if I told you there was more!

Other than a judgment, tax liens (unpaid) or bankruptcy all other negative information can only stay on your credit for 7 years. BUT… what if that was not the case? That’s what the law stipulates but this is the real world we live in where many other things are factors in America other than our consumer rights.

While there is nothing you cannot do that a credit repair company can do REMEMBER… there is a difference between disputing and getting results.

Having a credit company who understands the underwriting criteria of future lenders and how they look at you is more important than you can possibly realize.

Bad credit, credit repair, repair credit, How to repair credit, fix credit, credit fix, how to fix credit…. No matter how you say it you don’t realize how important credit is until you need something today and then it’s too late.