Posts Tagged credit score

Debt Settlement VS Bankruptcy

When I started including my thoughts on debt settlement and writing some blogs about them I was amazed at the response and the views so thank you to everyone reading them. Many times I was able to point them in the direction they needed for their benefit […]

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What the Debt Settlement companies DON’T SAY

I have received a lot of responses concerning the debt settlement blogs I have written which surprised me a bit. It was nice to hear people thanking me for the detailed information and tell me how it helped them understand more. With all of the conversations I […]

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Cell Phone Contracts vs. You = You Lose

Cell Phone Contracts vs. You = You Lose This week’s blog we are going to talk about what you really sign when you sign a cell phone “agreement”. I say that as if you have noticed most if not all TV ads say they no longer have […]

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New FICO score model helps with Medical… Or does it?

New FICO score model helps with Medical… Or does it? FICO newest scoring model FICO 9.0 has changed its credit-scoring model by putting less focus on medical debts and will give consumers a break on their score IF they’ve settled with a collections agency. It sounds like […]

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Doing nothing doesn’t make your credit better over time

While technically the above statement is not true not many people want to wait 7 years for all their negative information to fall off their credit report based on the Fair Credit Reporting Act. Its human nature to bury our heads in the sand and ignore the […]

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