This is a brief overview of what cannot be done by a debt collector or creditor.
Knowledge is power! While all states are different and have different time frames understand there is no debtors prison ( IRS not included ), NO ONE is going to send you to jail for not paying your credit card bill or car payment. They can’t report your car stolen.
Credit controls our lives, But people do not know how important credit really is until you need it TODAY and then it’s too late. Majority of Credit Repair companies out there you speak to are sales commission only sales people. So they typically tell you what you want to hear to get your money.
While there is nothing you cannot do that a credit repair company can do REMEMBER… there is a difference between disputing and getting results.
Having a credit company who understands the underwriting criteria of future lenders and how they look at you is more important than you can possibly realize.
Bad credit, credit repair, repair credit, How to repair credit, fix credit, credit fix, how to fix credit…. No matter how you say it you don’t realize how important credit is until you need something today and then it’s too late.