Many times towards the end of my credit program I ask a client who was the person that referred them to me if I don’t have access to the information right then. Too many times I am told. “I don’t remember so just tell me where I need to go”.

This is a typical response mostly due to the fact customers do not understand the home buying industry. I always tell them most loan officers or realtors if you are not qualified typically toss you aside and don’t bother sending you somewhere for help as you’re not a qualified buyer. I also tell them while I cannot force you to go back to your Real Estate Agent or Loan Officer what you need to understand is unless they work for a major bank the loan officers are commission only as well as the realtors. Which of course means they do not get paid until they sell a home or a loan.

It’s important to know this as each of them go through a lot on the hopes that you can qualify to purchase as a serious buyer.

They cared enough to send you to someone who can and did help you. The right thing to do is what karma says to do. You show that loyalty back to that professional who cared enough to point you in the direction of someone that can help put you in the position of being a home owner. So now you can go back to them as a qualified buyer and you now have someone to refer friends to as you can say with confidence they cared enough to help you when others did not.

About Wayne The Credit Guy:

Wayne Sanford, also known as “Wayne the Credit Guy“, is the owner of New Start Financial Corporation. With nearly a decade of experience working in the credit industry, Sanford has personally reviewed more than 13,000 consumer credit files for mortgage professionals, investment groups and consumers.

Labeled as the “Company with Credentials“, New Start Financial Corporation works with financial professionals and consumers across the country. Sanford and his staff offer “real world” advice and help layout the best course of action consumers need to follow in order for them to achieve their financial goals.