Are you familiar with what impacts your credit score?
Most people know about the adverse effects of judgments, tax liens, and bankruptcy on their credit, which can linger for up to 7 years. However, there’s more to the story. In the real world, factors beyond consumer rights can significantly affect your creditworthiness.
While it’s true that you can dispute negative information yourself, there’s a crucial difference between disputing and achieving results. What truly matters is having a credit repair company that comprehends the underwriting criteria of future lenders and how they assess your financial history.
Whether you’re dealing with bad credit, seeking credit repair, or wondering how to fix your credit, understanding the nuances is vital. You may not realize the importance of good credit until you urgently need it, but by then, it might be too late.