Creditors and debt collectors that pay the credit bureaus for the ability to report information whenever they choose to. Yet any inaccurate information we see or “pops” up on a consumer credit file can take months to correct thanks to flawed “automated” systems.

The best thing we can do unfortunately is spend our hard earned money to stay on top of the situation. To subscribe to a service and keep track of what information goes on our credit to protect ourselves…

One of the problems with this kind of a need is many types of products flood the market.

Which ones to do pick? Do you really need all the options in the products they sell? Some of these services can cost a lot of money!

Below are a few options to choose from if you want to monitor your credit file to help you make the best decision for you and your money.