Wayne’s Blog

Perfect Credit Score Makes News

There is a difference between good credit and perfect credit. In fact, perfect credit is so rare, it makes news when it happens. Like a Vegas Casino, the credit game is set up with the house winning more than not…contact Wayne the Credit Guy and learn how […]

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I’ve tried Credit Repair before and company didn’t help

I’ve tried Credit Repair before and company didn’t help… I hear this all the time from people and I call it “credit repair scar tissue”. But when I ask them what research they did on the company prior to hiring them I always get “the real estate […]

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Know your rights when the Debt Collector calls

Know your rights when the Debt Collector calls

While there are some polite and honest debt collection companies doing their job, just know they are the extreme minority. So let’s have some education about what they can or cannot do as they operate mostly under intimidation, manipulation and fear. Once your account goes to an […]

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You Get What You Pay For Many Times: Watch for the * Near the “Free”

They always say nothing in life is free, credit karma has ads all over TV and the radio saying why pay for your credit score… read the link attached if you have them and ask yourself again how awesome their free product is. And remember, just like […]

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What exactly is a credit score?

What exactly is a credit score? Are there different ones? This short video gives you a overview of that and more. Credit controls our lives, But people do not know how important credit really is until you need it TODAY and then it’s too late. Majority of […]

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