Posts Tagged date of last activity

Doing nothing doesn’t make your credit better over time

While technically the above statement is not true not many people want to wait 7 years for all their negative information to fall off their credit report based on the Fair Credit Reporting Act. Its human nature to bury our heads in the sand and ignore the […]

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What affects your credit score? Bad information of course!

What affects your credit score? Bad information of course! But what if I told you there was more! Other than a judgment, tax liens (unpaid) or bankruptcy all other negative information can only stay on your credit for 7 years. BUT… what if that was not the […]

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