Posts Tagged bad credit

If You Don’t Understand How Interest Rates Work, You Will Pay More

“Knowledge really is power,” says Wayne Sanford in a recent article by Dawn Allcot on Chase.com. “If you don’t understand how interest rates work,” Sanford says, “you will pay more.” Read the full article on Chase.com Link to this post!

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Doing nothing doesn’t make your credit better over time

While technically the above statement is not true not many people want to wait 7 years for all their negative information to fall off their credit report based on the Fair Credit Reporting Act. Its human nature to bury our heads in the sand and ignore the […]

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Clean Up Credit Before Finding New Apartment

Clean Up Credit Before Finding New Apartment Wayne the Credit Guy discusses the impact an eviction can have on your credit report in this article on FoxBusiness.com. Excerpt: Credit reports do not show records of evictions. According to Wayne Sanford, president of the credit consulting company New […]

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What Home Buyers Just Don’t Understand About Their Credit

What Home Buyers Just Don’t Understand About Their Credit

Many times towards the end of my credit program I ask a client who was the person that referred them to me if I don’t have access to the information right then. Too many times I am told. “I don’t remember so just tell me where I […]

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Know your rights when the Debt Collector calls

Know your rights when the Debt Collector calls

While there are some polite and honest debt collection companies doing their job, just know they are the extreme minority. So let’s have some education about what they can or cannot do as they operate mostly under intimidation, manipulation and fear. Once your account goes to an […]

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